Red Chip Finance Network Privacy Policy

Red Chip Finance Network (hereinafter "we", official website: https://www.sgxbank.asia/) complies with both the Personal Information Protection Law of the People's Republic of China, the Cybersecurity Law, and the Hong Kong Personal Data (Privacy) Ordinance, fully protecting the privacy and information security of users accessing from both mainland China and Hong Kong. By browsing, leaving messages, adding customer service, or subscribing to information, you are deemed to have fully read and agreed to all terms of this Privacy Policy.

I. Scope of Information We Collect

(A) Personal Information Voluntarily Provided by You

• Email address, communication account, message text voluntarily provided via WhatsApp consultation, on-site messages, and consultation emails;
• Nickname, contact information, corporate materials, and screenshot evidence voluntarily submitted in scenarios such as manuscript submissions, business cooperation, and infringement rights protection;
• Supplementary information voluntarily filled in during red chip information subscription activities (non-mandatory, does not affect basic browsing functions).

(B) Non-Identifying Technical Data Automatically Collected by the Website

Automatically collected when visiting sgxbank.asia, unable to individually locate natural persons:

• Device information: device model, operating system, browser type, device unique identifier;
• Access logs: access IP, access time, page browsing history, click behavior, page dwell time, external referral source;
• Cookie local cache: save browsing preferences, information subscription status; you may disable cookies through your browser; after disabling, personalized red chip information push and browsing memory functions will not work.

(C) No Mandatory Collection of Sensitive Privacy Information

We will not actively ask for sensitive information such as ID card, bank card, passport, or residential address; only when users voluntarily provide it for business or cross-border rights protection will it be retained, and there is no mandatory collection.

II. Lawful Use of Information

Without your separate written authorization, we will never expand the scope of information use beyond the following lawful and necessary scenarios:

• Basic website services: record browsing preferences, push red chip stocks, Hang Seng Index, Fed macro, and industry sector information;
• Customer service: respond to WhatsApp, emails, messages, handle market data corrections, infringement complaints, and content feedback;
• Platform operation optimization: count overall traffic, popular red chip stocks, column reading data, optimize information update pace;
• Website security: identify malicious crawlers, spam messages, and unauthorized traffic diversion accounts, ensuring normal browsing for all users;
• Fulfilling legal obligations in both regions: cooperate with mainland China's internet, public security, market regulation authorities, and Hong Kong's Privacy Commissioner in lawful information requests;
• Additional services with your separate consent: daily red chip review email push, which you can unsubscribe from and withdraw authorization at any time.

III. Information Storage and Security Protection Mechanisms

Data Storage Geography Rules

Mainland user information is uniformly stored on compliant servers within mainland China; Hong Kong visitor data is stored separately in compliance with the Hong Kong Privacy Ordinance. No cross-border data transmission without dual permission from both regions; if cross-border storage is needed in the future, advance notice will be given and your separate written authorization will be obtained.

Data Retention Periods

• Cookies, browsing access logs: retained for 180 days then automatically cleared;
• Messages, submissions, business, subscription, customer service records: retained for 3 years after business closure, then automatically desensitized and deleted;
• User-initiated request to delete all personal data: all associated records completely deleted within 15 business days.

Security Measures

The entire site uses SSL encrypted transmission, implements graded personnel data access permissions, only authorized customer service and operations staff have limited access to user information; regular website vulnerability inspections and information leak drills are conducted. The internet has inherent network risks; please keep your personal communication accounts secure and do not disclose platform consultation records to third parties.

IV. Information Sharing and Disclosure Rules

Commercial sale or rental of any user personal information is strictly prohibited;

Only three types of compliant sharing scenarios exist:

• ① After obtaining your separate written authorization, synchronize submitted content to partner Hong Kong stock financial platforms;
• ② Disclose corresponding information in accordance with laws, regulations, and judicial/regulatory formal documents of mainland China and Hong Kong;
• ③ In the event of merger, acquisition, or asset transfer, user information is transferred with the assets, and the successor entity must still comply with this Privacy Policy; if the information use purpose changes, your consent will be re-obtained;

Only de-identified anonymous overall traffic and column statistics are published externally, unable to locate any natural person individually.

V. User Legal Privacy Rights

• Right to know and access: send an email to privacy@sgxbank.asia to request a copy of all your personal information retained on the platform;
• Right to correct and supplement: if retained contact information or message details are incorrect, submit materials to request correction;
• Right to delete and remove: request deletion of all consultation, subscription, and message personal data at any time, completed within 15 business days;
• Right to withdraw authorization: disable browser cookies, unsubscribe from email information push, terminate information collection authorization at any time;
• Right to complaint and rights protection: if you have objections to privacy processing, email to complain, feedback within 7 business days; mainland users may appeal to the cyberspace administration authorities, and Hong Kong users may seek rights protection from the Privacy Commissioner under the Hong Kong Privacy Ordinance.

VI. Minor Privacy Protection

This website is intended for adult Hong Kong stock investors and does not provide Hong Kong stock investment or trading skill information services to individuals under 18. Minors should not submit any personal information to the platform; guardians who discover information retained by a minor may contact us for immediate deletion.

VII. Policy Update Notice

We may revise this Privacy Policy in accordance with mainland China's Personal Information Protection Law and Hong Kong's Personal Data (Privacy) Ordinance. After updates, the new version will be posted at the top of the website's homepage with the effective date noted. Your continued use of the website constitutes acceptance of all updated terms; if there are major changes to information collection or cross-border sharing rules, users will be individually notified via email or WhatsApp.

VIII. Exclusive Contact for Privacy Matters

Email for privacy information inquiry and personal data deletion request: privacy@sgxbank.asia

Email for privacy breach and illegal collection reports: report@sgxbank.asia